Mercuryg some of what your saying is true,national insurance isn't an option its forced on you,I didn't want to pay it & still do I find that Wrong the whole system the goverment have hammered the smokers the beer drinkers the macdonald pie eaters all with the help of the dogooders who read s*** spill that comes from the newspapers. Next it will be the old age pensioners that will get it next.. There going to stop the wheather payments for the well off pensioners,what they mean is you have a private pension so you are well off Mmm & in the next breath there trying to promote private pensions & still pay NI.. & when you've got nobody to care for you they'll Ship you off into residential care & sell your house for you keep that's what you get for potentially 50years NI payments,that's why I Believe people should a first class service for premium payments into the goverment coffers...I'm off now to get 2 quarter pounders, Washed doon with 1/2dozen guinnesses then on the way home I'm going to smoke a whole king Edward cigar yummy