That it the real problem for me GGG it's all about misdirection. It's the same as the way a magician works, you look at the right hand and don't see what the left hand is doing. While everyone has been thinking how well off they were, deluded with house price increases and cheap loans, the country has gone bankrupt. Been talking to a director of a hedge fund group recently and he says they are back to making millions but this time there is no safety net, no one has learnt any lessons in the city! At least Obama seems to see the ramifications.