You remember well, but you don't remember enough! Tell us what you paid for your house and what it would be worth at today's prices? The reason that mortgage rates were 14.5% is that we'd just had a flirt with the Euro. That was something which Maggie wouldn't have any truck with. But she was stabbed in the back by her own party, half of who wanted the Euro at any price and half who were opposed. The Labour Party and LDs would also have dragged us in at any price. Once Maggie was gone the result would have been the same whatever party was in power. The Labour Party learnt from this and decided that they'd only join "when the time was right"- which of course was a nonsense, as Mr B wouldn't tell us what that actually meant. The reality was that the time was never and would never be right! Here UKIP was the only sane voice in the asylum. You've forgotten two things: First that your house was going up in value much more than the inflation rate. Second that the Hire Purchase controls were to stop private sector debt getting out of control. They didn't actually cost you anything; in fact they saved you money as you didn't have to pay interest on the deposit! When those Hire Purchase controls were abolished by a spend-spend-spend government the result is the staggering levels of private debt we have today, and people simply struggling to meet interest payments on credit cards rather than have the discretion to spend their money on anything useful. Today one pound in every four that is spent by big government (and it really is BIG government these days) is borrowed. Gordon wants you to believe that this party can go on, and somehow it will all work out right in the end. It wont! We have to stop spending, and right away. You and I have been repaying our debts for quite some time, but Gordon Brown is planning to go on borrowing at this ludicrous rate for another four years! The bill is already staggering; to carry on under the false assumption that the party can resume at some point is madness. Sooner or later roaring inflation is going to break out to match the huge printing of money that has been going on. That is inevitable - it's simply a matter of when and how bad it will become. The choice now is to wake up to reality and take some medicine right away, or carry on with Gordon's public spending binge. If the Country chose the latter Sterling will get devalued, the price of imports will rocket and we'll be into the biggest bust of all time (we are already carrying by far the biggest debt of all time). All this talk about the recovery being put at risk is complete nonsense. There will be no recovery in the sense that we can get back to the former ludicrous government spending splurge. I'm afraid that things can only get worse - it's just a matter of how worse! This is the price to pay for being fooled by Tony at the last election. He said he'd serve a full term; maybe he believed that at the time, but he saw this mess coming a lot sooner than Gordon! So you either vote Nu Labour out of mistaken self-interest, and get screwed anyway. Or you vote LD or Tory for the Country as a whole. Either way it's not going to be pretty. But in NOT voting Labour, you'll be voting for some sort of sanity; you'll be voting against the man who got us into this mess; and you'll be voting against the career politicians (particularly the likes of slimy Mandleson and Balls) who have been taking us all for a ride. It's not a choice for the sunny uplands as depicted on the old colliery banners, but it's not entirely Hobson's choice either!