Andy Millne

Black for new, grey for no new.

Also the empty shop you are talking about is/was Millne house and the location of Millne's Department Store.

also...

http://www.sitepoint.com/

and...

http://www.alistapart.com/

a list apart is a particularly good resource for CSS, accessibility and typography.

He was ahead of his time a man with vision, Bedlington could do with another one like him.

Or even another two.

did you know every one that uses eclipse broadband services shares the same ip address that is situated down near wales or there abouts!!!! clever eh! that is every one from the north east!

Don't think so somehow. I think you mean the same block of IP addresses.

2 Options really....

1) Javascript.

2) Server-side solution.

I would personally use the latter due to the fact you don't need to rely on the user having javascript. You do however need to utilise a server-side technology on all pages you wish to use the style switching.

Basically use a dropdown menu and submit the value of the form to an intermediary script which sets a session variable. Then on the pages that display the styles use a conditional statement to check the value of the session variable and output the html for the style you wish to use.

If you want to save state between sessions you will need to set a cookie which can be retrieved on subsequent visits.

Not really, as with tom, i have not agreed to settle for the £750

Good call.

If the banks can gain a similar verdict in a higher level court.....end of the money return train.

Wrong. This verdict was over both a poorly formed argument and an incorrect one. Bank charges are NOT ILLEGAL and anybody claiming this will have their case thrown out of the county court. The charges are UNLAWFUL in the fact they do not accurately reflect the banks costs. the banks will not contest a case claiming unfair high charges as they will be forced to reveal their actual costs which I conservatively estimate to be about 50p per infringement.

This verdict will just give them more leverage over the people that are wavering about taking action or settling for less. I see that it has already had the desired effect in at least one case.

Bedlington Terrier it is then! RSN

Means absolutely nothing, except maybe he didn't do his homework and/or was far too greedy.

Absolutely he didn't do his homework, if he had he would have known that bank charges for exceeding overdrafts are NOT illegal, the bank is perfectly entitled to charge a fee for this. The fact is though that the current level of charges are at astronomic levels in proportion to the banks costs and as such are unlawful.

Nope please see this thread.

http://www.bedlington.co.uk/community/index.php?showtopic=735

well if the money would come in handy in your circumstances write to the banks solicitors and accept it as a partial settlement. Make sure you specify that you will continue with your claim to recover the full amount outstanding and don't sign their (illegal) ready-made full and final settlement form.

i have already bent mr darns ear on this matter so he knows my opinion, i believe he should take the £750 this will enable him to move on a little financially

If the claim is for £1200 and they have only offered you £750 thats not a small sum you are walking away from if you settle early especially if you haven't figured in the interest on your £1200.

The banks have now paid out an estimated figure of over £50million and they are still saying that their reasons for settling EVERY SINGLE CASE out of court is purely for economic reasons? come on get real! you think if they had a case they wouldn't have defended it by now in the courts? the reason they haven't defended is that they can get away with putting people off by taking ages to reply to letters, stalling by any and all means necessary and offering lower settlement amounts.

This case with Tom Brennan is a seperate issue, he has already been offered a full settlement of the charges imposed plus interest and costs however he is pursuing a claim for further damages.

Time to lie down in front of the bulldozers yet?

The deal is that the banks charge you for exceeding your overdraft, cheque bouncing etc.. but the OFT have stated that they believe the amount charged to be unfair and in some circumstances this charge is as high as £75. A lawful charge would "accurately reflect the banks actual administrative cost". In other words the banks should be charging I would say at most about 50p per infraction (the cost to send an automated letter notifying you of your breach, I never received any letter incidently for any charge that was issued so I think even that is steep).

So in brief an unfair charge is anything that doesn't accurately reflect the banks administrative charges and since the banks won't disclose their admin costs the whole of the charge is unlawful.

I managed to recover all charges going back six years plus interest (don't forget to claim interest plus your court filing costs). no need for any solicitor.

Don't take this on lightly however make sure you do your research thoroughly and build your case properly in the event that it does (however unlikely) go to court. There is plenty of information out there.

You should absolutely NOT take the offer. I have already been through the process and sure enough the bank settled in full before going to court. Not a single case has gone as far as the courts so just hold out, fill in your court allocation questionaire, wait for a court date and the cheque to land on your doormat.

Plenty of advice available from the consumer action group website and the motley fool website.

http://www.consumeractiongroup.co.uk/

http://www.fool.co.uk/news/your-money/curr...rd-charges.aspx

I voted wait for tom's decision but really just get the forms in to the courts on time and wait for the settlement in full.

The above doesn't constitute legal advice ..... blah blah blah..... all lawyers are rogues...... blah blah blah ........ Santa Clause does not exist.

i thought the market cross was the one beside the undertakers? i was on about the needle out side Gregg's!

Nope thats the Trotter memorial. Market cross is the obelisk like structure in the market place.

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I was Andy but not a regular poster.

The breathtaking grandeur of Hot Millyuns.

Can't beat a hot millyuns chicken kebab!

Fixed

Seems a XSS fix has caused that error. Working on fix now.

Also voted and will continue to do so.

27th

28th

Will be interesting to see which of the rumours (if any) are true. Internet Cafe would be good but I would have thought it was a little on the big side for just that.

http://www.bedlington.co.uk/community/index.p...y&cmd=si&img=18

I can tell you this is speculation.