I've took my pension now due to the lump sum which was available to me tax free which was part of the agreement I signed up for I know my pension will be taxed,that doesn't bother me if they want to tax me more to help young people get on then so be it no qualms about that ed has put his minimum wage in place at least the people who work in care,pubs,Greggs not forgetting your biggest nemesis Tescos will be better off which would be good for Bedlington residents..