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Mr Darn

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Posts posted by Mr Darn

  1. Wrong. This verdict was over both a poorly formed argument and an incorrect one. Bank charges are NOT ILLEGAL and anybody claiming this will have their case thrown out of the county court. The charges are UNLAWFUL in the fact they do not accurately reflect the banks costs. the banks will not contest a case claiming unfair high charges as they will be forced to reveal their actual costs which I conservatively estimate to be about 50p per infringement.

    This verdict will just give them more leverage over the people that are wavering about taking action or settling for less. I see that it has already had the desired effect in at least one case. ;)

    Not really, as with tom, i have not agreed to settle for the £750, it was given to me as a goodwill payment. i have not accepted this as full and final payment, and have sent a letter thanking them for the initial payment and the admittion that they were wrong to charge me so much in a round-about sort of way, and have asked for a responce as to when, and what amount i am to recieve as the final settlement payment.

    At least now i am not gonna end up with nothing, and it adds a little leverage to my case. after all, would you pay someone £750 compensation if you had done nothing wrong?

  2. not nearly as deathly boring as bank charges (see other pointless thread) :lol::lol:

    And it wonders why this forum is dull...

    Maybe if you spent more time posting intellectually stimulating content yourself, you wouldn't be so bored!

    Try www.mousebreaker.com if you are that bored, and leave us non-moaning users to enjoy the help we get from the content other members put in.

    As for myself, i wont be posting any more "boring" topics that could help fellow bedlingtonians claim back thousands of pounds, just so you are happy!

    I'm sorry i spoiled your otherwise productive day with my "pointless thread".

  3. No I think the UK got 9 points - came 2nd last. Ireland came last.

    Terry Wogan reckons it was all down to 'tactical' voting :angry:

    9? i'm sure they did better than that, i hear ireland gave us 12! time for a look!

  4. so what sort of laptop did you get? are you a pc or a mac person?

    i'm a pc person, although i aint keen on vista, i'm XP thru and thru. i got the bog standard entertainment laptop, cost about £450. has good ram and cpu tho, so it'll do me!

    never tried a mac, dont like apples much-they remind me of the dentist!

  5. Serbia won. I watched it while tackling 3 weeks worth of ironing ( the ironing was more entertaining )

    Can't believe I just admitted to watching Eurovision AND ironing on a saturday night - oh how times have changed! :(

    did the uk get "nill points" again?( cant do a french accent when typing!)

  6. is it just me or is this place getting dull? no one seems to post anymore! unless there moaning about PCness or spellings!

    i have to admit, i have been checking in frequently, but i have not been posting, as my lasses laptop is slow as hell, and i just get frustrated. now i have my own, i may be here more!

  7. Should work, but it hasn't been tested yet. Was looking for something to test it with, but I'm not in a position to get anything relevant to Bedders just at the mo.

    Note that only the Video gallery will accept albums with multimedia. Each member is capped at 10MB t the moment, but we are considering upping this considerably OR having a "Contributor" class of membership which has at least 50MB of upload space available.

    PM me if you have a prob and we'll try to work through it.

    tried uploading 1minutes worth to the gallery and into a post, but got an error saying contact an administrator. the video is an mp4 and is 2865KB in size.

    i also can no longer see a pm button???

  8. It would be interesting to know who there is to vote for, and why we should?

    The Labour leader of WDC promised me he'd come on here and answer questions over a year ago! :mellow:

    Maybe we can persuade one of the other parties to make a similar promise, and keep it?

    Thats the reason i am not voting. i dont even know who is up for it, never mind what their promising!
  9. Eek! I voted wrong! I meant to say that I did want an election! Sorry! Class the 1 yes vote as wrong please! And give thanks for the fact that I've lost my real voting card for tomorrow!

    i did the same, i read the comment and voted from that....a bit of a double edged question there!

    another vote taken from brown in, and placed into the 'we need an election' box please!

  10. heres an an idea why dont we all make a monopoly board of bedlington and post are boards here and see who can come up with the best one then send it away to the makers and see if they will make it well it gives you all something to do we will have a little competition

    But we only have 1 station :blink: and they believe their a different country, never mind town!

  11. That's nonsense - the banks are worth countless billions, and the BoE stands behind them anyway.

    This could be a big mistake. The banks make their money from people's inertia, and it sounds like they are reading you right too. The longer you leave it the easier it is for them to claim an implied acceptance, and where would you be then? Are you then going to take them to court fighting on their own ground? The other matter could take years to settle in the courts, and probably will!

    The best advice is already in this thread, but it sounds like you are talking yourself out of doing the necessary.

    not at all, i was just stating my current position.

    judging by the views on the poll, i think it may be better so ask for a little more.

    what i dont want to happen is, say no to the cash now, then tom loses and i get nowt!

    a third letter is already drafted...i'll wait till the weekend before i send it, like i said, friday@noon is showdown time!

  12. If the claim is for £1200 and they have only offered you £750 thats not a small sum you are walking away from if you settle early especially if you haven't figured in the interest on your £1200.

    The banks have now paid out an estimated figure of over £50million and they are still saying that their reasons for settling EVERY SINGLE CASE out of court is purely for economic reasons? come on get real! you think if they had a case they wouldn't have defended it by now in the courts? the reason they haven't defended is that they can get away with putting people off by taking ages to reply to letters, stalling by any and all means necessary and offering lower settlement amounts.

    This case with Tom Brennan is a seperate issue, he has already been offered a full settlement of the charges imposed plus interest and costs however he is pursuing a claim for further damages.

    Lets face it, if he wins, this will mean economic crisis, claims will flood in, banks will go bankrupt, it will be mayhem. he will be the barrister everyone wants in their corner, and he will make millions., however, if he looses....£750?? that will sort out 3 of my financial problems at the moment...

    at the moment, my position is this:

    they have said the money will be in my account in 10 days...i'll let this happen, if tom looses, i have £750 i wouldnt have had, if he wins, i'll say "hold on, i never said yes to this settlement, i want the full amount.!!"

    that way, i cant lose, and i get the money straight away. hopefully this court case wont take long!!!

  13. Well, news is filtering thru, but i dunno how true it is, so no names just yet...

    what i've heard is: a young lad (early 20's) had an argument with his parent, his stepdad stepped in and was flattened... then a guy from down the street interviened and got a swift one to the chops too. Apparently this guy phoned the police, who turned up, tried to arrest this lad only to recieve a bunch of fives as the lad ran over gardens... this went on from the west end of the town, across the front street, down by the law courts and finally ended in the plantation.

    of course, this is all here-say, and i dont believe any of it, and i dunno if the lad was caught, but i have since seen the named lad in his home and all seemed well... so i doubt this story is true.

    i will ask him next time i see him tho.

    Anyone else heard anything??

  14. Yeah, theres two windows on the front of the pub that have boards up at them... dont know if they will ever get fixed.

    Their waiting for the police to get their finger out and charge someone, until then they are staying boarded up.

    i dunno why tho, they should just fix them, using the cheapest of 3 quotes and keep a reciept!!

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